Investing is one of the most effective ways to grow your money over time. But the process can feel intimidating to beginners, who may worry they need a lot of money or that their investments will be lost in volatile markets.

The key to investing as a beginner is to take small steps and start with the basics. Then you can build a portfolio that’s tailored to your specific needs and goals. And if you don’t have the time or inclination to do all the research yourself, you can choose to let a robo advisor manage your money instead of you for a fee. Learn more theinvestorscentre.com

Setting clear investment goals and determining your risk tolerance are essential to successful investing. Once you’ve done this, it’s important to find a broker that offers low fees and no account minimums so you can keep costs down as you grow your portfolio. Then you can start making investments in stocks, mutual funds or ETFs (exchange-traded funds).

Financial Market Trends to Watch in 2025: What Investors Should Expect

When you invest, you’re buying shares of a company with the hope that they will perform well on the market over the long term and generate gains for your investment. All investments carry some risk, but you can minimize the chance of losses by diversifying your portfolio with different stocks and sectors and using tools like risk tolerance assessments and robo-advisors to help make smarter decisions. It’s also important to remember that investing is a long-term game and that you should never invest money you might need for the short term, such as a vacation or a new car.